Take-home Calculator

Take-Home Calculator

by Payments Pro

Are you interested in understanding your potential take-home pay when working through our Umbrella PAYE model? Simply fill in the required information and click the button below to generate an estimate.

Our standard margin is £17 per week worked. However, this may vary based on any existing agreements we have with your agency. If you know the specific margin applicable to you, please select it from the dropdown menu. Otherwise, feel free to leave it at the default value or give us a call on 020 3819 7220 for clarification.

Please note the following:

When you work under our Umbrella PAYE model, the Employer’s National Insurance, the Apprenticeship Levy, and our Company Margin are deducted before your Tax and National Insurance are calculated.

This take-home generator is for illustrative purposes only and does not account for specific tax codes, student loans, pensions, or other deductions. Please give us a call on 020 3819 7220 to speak with one of our advisors, and we will be able give you a more taylored breakdown based on the information you provide us.

Take-Home Pay Calculator (2025/2026)

Disclaimer: This pay illustration is for illustrative purposes only. Calculations are based on official UK 2025/2026 Income Tax and Employee National Insurance rates (England/Northern Ireland). Employer NI and Apprenticeship Levy calculations use a specific methodology and 2024/2025 rates inferred from the provided spreadsheet example to attempt to match external calculator outputs. Actual take-home pay may vary slightly due to individual tax codes, pension contributions, student loan repayments, and specific accounting software methodologies. A standard working day is assumed to be 7.5 hours for day rate calculations.